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Is There Insurance Coverage for a Summer Camp Accident?

Written by Spencer Aronfeld on . Posted in Car Accidents, Child Injuries

Summer camp is just around the corner for millions of children across the State of Florida and around the country. Our Miami injury lawyers are frequently asked if there is insurance coverage for injuries when kids are hurt traveling to and from summer camp and on camping field trips.

The acid test for every Miami children’s injury lawyer who sues summer camps–or cruise lines, and other businesses–is did the injury occur “in the course and scope” of the counselor’s duties? For nearly 25 years I have battled insurance companies on this issue and have learned that commercial insurance policies are designed to protect the insurance company’s profits–not the camps, not the counselors, and certainly not the injured campers.

Camp Volunteer Causes Head-On Traffic Accident

Recently a “Registered Volunteer” camp counselor for Troop 370 of the Boy Scouts of America, Alan Norton, was involved in a terrifying head-on collision. Mr. Norton was driving back from a Florida cemetery where he had been supervising a Boy Scout who had, over the course of eight visits, assisted in cleaning up a Florida cemetery, in hopes of earning an Eagle Scout Merit Badge.

On the last and fateful visit, Mr. Norton had forgotten to photograph the cemetery to verify the Scout’s work, so he drove home to retrieve his camera with the intention of returning to the cemetery to take pictures. Photographing the work was mandated to verify that the Scout had in fact met his requirements.

On the return drive, Mr. Norton hit Chris Hubner head-on, seriously injuring Mr. Hubner and himself. Mr. Hubner sued the Boy Scouts of America for his injuries resulting from the car accident.

Cruise Ship Accident Attorneys

Suing Disney Cruise Lines

Written by Spencer Aronfeld on . Posted in Child Injuries, Cruise Ship Accidents

A cruise on the Disney Line’s Dream turned into a nightmare for a 13-year-old female passenger who was molested during her family’s vacation onboard the ship. Crew member Ahmed Sofyan, a resident of Jakarta, Indonesia, was arrested in Florida by the Port of Canaveral Police after being accused of molesting the child during their four-day cruise to the Bahamas. According to reports, he was arrested on two counts of lewd or lascivious molestation and one count of false imprisonment. Sofyan is currently incarcerated at the Brevard County Jail Complex.Cruise Ship Accident Attorneys

How long the crew member worked for Disney and the nature of his duties aboard the Dream are unknown at this time. Following his arrest, Disney’s issued the following statement:

“We have no tolerance whatsoever for the behavior alleged in this incident . . . . We are sorry that anything of this nature could have occurred on one of our ships. We place enormous value on the trust our guests have in us, and nothing is more important to us than the safety and security of each and every one of our guests.”

The case should serve as a warning to all parents that they must be vigilant aboard cruise ships just as though they were vacationing with their family at a hotel in a large city. Cruise ships often appear to be safe playgrounds, and parents–also in need of a vacation–want to believe that their children, teenaged and younger, are safe to wander the ship.

As a lawyer who sues Disney, I recommend never leaving children alone and without parental supervision while onboard a cruise ship. Our thoughts and prayers are with this child and her parents at this time.

Cruise Ship Injury Lawyers

Warning from Cruise Ship Injury Lawyers: Swim at Your Own Risk

Written by Spencer Aronfeld on . Posted in Brain Injury, Child Injuries, Cruise Ship Accidents, Personal Injury News and Safety Resources

Our cruise ship injury lawyers want to warn families about to take a cruise with their children to be extra careful to supervise them closely whenever they are using one of the ship’s swimming pools. This is especially important as virtually no cruise lines provide lifeguards. We find this extremely difficult to believe, especially in light of a number of recent tragedies that have killed and severely injured children who have drowned onboard cruise ships.

According to the Centers for Disease Control and Prevention, death by drowning among children one to four accounts for more deaths than any other cause except birth defects. Yet currently no U.S. laws require cruise lines to provide lifeguards at their pools, and some of those ships carry hundreds or even thousands of children on every voyage.

Boy Drowns on Norwegian Cruise Ship

Our condolences go out to the family of a four-year-old boy who died aboard Norwegian Cruise Line’s Breakaway when he drowned in one of the ship’s swimming pools, off the coast of North Carolina. He and a six-year-old boy were airlifted to Carolina East Medical Center in New Bern with his grandmother and one of the ship’s nurses. He died on the way.